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Walmart offers 0% Financing

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Walmart is at it again…saving you even more this holiday season! We have talked about their new layaway program, Christmas price guarantee and the Black Friday deals, and now…0% Financing on the Walmart Credit Card!

Here are the details…

  • No interest for 6 months on all Walmart purchases made in November and December
  • Available on all your purchases, in-store and at
  • Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months
  • Minimum monthly payments required and may pay off purchase(s) before end of promo period
  • Certificate required in store for first purchase only
  • Gas purchases excluded

The fine print…

Legal disclaimer: No interest if paid in full within 6 months on every purchase, every day in November and December 2011 in store or on with your Walmart credit card.*  Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months.  Minimum monthly payments required and may pay off purchase(s) before end of promo period. Certificate required instore for first purchase only. Gas purchases excluded.

Disclosure: Offer certificate must be scanned at register at time of initial purchase to receive this offer. Offer subject to credit approval and cannot be combined with any other offer. Applies to any Walmart purchase made during the promotional period using either a consumer Walmart® Discover® card or consumer Walmart® Credit Card in a Walmart store or online at (excluding cash advances, money orders, purchases at Sam’s Club and gas purchases). Minimum monthly payments are required during the promotional period. Some or all of the minimum payment based on the promotional balance may be applied to other account balances. No interest will be assessed on the promotional purchase if you pay the following (the “promotional balance”) in full within 6 months: 1) the promotional purchase amount, and 2) any related optional credit insurance/debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases. For new accounts: Variable purchase APR is 16.90%, 19.90% or 22.90%. Minimum interest charge is $1.00.  All APRs are accurate as of 9/1/2011 and will vary with the market based on the Prime rate (as defined in your credit card agreement). Existing cardholders should see their credit card agreement for their applicable terms.

You can also read the details on

Disclosure: This post is part of a campaign I am participating in with the Walmart Moms. Walmart has provided me with compensation  for this post. My participation is voluntary and opinions, as always are my own.

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